Archive for the ‘Freedom’ Category

chosen to beWe are exactly where we have chosen to be, by the people we associate with, the things we watch, read, and hear.

A speaker had said that at a leadership conference and I wanted to argue with him; I did in my head a little bit. I thought… I didn’t choose to have the job I did at the pay that I got; I would have chosen more! I didn’t choose to be very shy. I didn’t choose for the air conditioning in my car to break!

But then I got to thinking about the people I hung around with up to that point, and other than my A/C not working, they were all in similar situations. You might say we were all just trapped in the financial matrix (which we were), but the main reason I was stuck in it was because I was always around others who were too!

I’ve learned that our results come from our actions, which comes from our thinking, which is influenced by the people we listen to, and the advice we get.

Where do you get your advice from?

Be careful who you listen to; you might end up with their results!

When it came to finances, since it’s not taught in schools I got it from the media, the banks, and the people around me. The media is the advertising, trying to get me to buy their stuff now and pay later, while the banks are happy to help out and make me their slave for my debt. The people around me were other people who were broke!

I don’t know about you, but I wanted to be rich. If that’s the goal, I needed to stop taking financial advice from people who were broke like me! If they had the solution, why were they still broke?

How about relationships? Does it make sense to get relationship advice from someone who has been divorced 5 times? They may be able to tell you what NOT to do, but unless this person has now been happily married for 10-20 years, they may not have the right advice yet.

Sometimes it’s tempting to take the easy way out though, and take advice we shouldn’t.

I remember when I just started college, and I had to take a class in which I had absolutely no interest. At this time I hung around with people who loved board games like me, and who also thought that telling me to skip a class to finish a game was good advice.

I did just that. In the class I missed, the teacher gave us the main class project, explaining what we had to do for something that was worth 50% of our mark!. I had made a new friend in that class though, and asked him what we were supposed to do, and he gave me what I thought was a satisfactory answer

I did what my friend told me, and gave my paper to the teacher on the last day of class. The teacher looked at the paper, looked at me, and said “THIS isn’t what I asked for!”

I took advice from someone who didn’t have the results I was looking for, and got the same results. I failed that class along with my friend. Years later I found out that this friend missed the same class as me! He didn’t even have the information I was looking for, let alone the results!

Be careful who you listen to; you might end up with their results.

This goes for listening to ourselves too. For most of my life I was a very shy person unless you were a close friend that I was comfortable with. I was constantly telling myself that I couldn’t talk to people, so I never did. After all, why would I bother trying to talk to someone if I didn’t believe I could?

I needed to start listening to people with the results I wanted, which in this case was people who could talk to people.

I have since been going through the program put together by Life Leadership, and listening to people who have what I’m looking for in all the areas of my life. By reading good books and listening to CDs like those found in the public speaking pack, I can now talk to people.

By going through their Total Personal Development program, I improve in my ability to lead people, to resolve conflict, to have confidence, to be persuasive and to just win in general. I’ve been able to build the belief that I CAN win and that I will. In essence, it has changed my thinking. It has changed me from thinking like I am who I am and stuck with what I have, to thinking like I can be who I want to be, have what I want to have; if I just follow the formula for high achievement!

By going though their Financial Fitness Program, I’ve started learning financial principles from the millionaires, from those who have the results I want from the principles being taught. I’ve learned how to save money, how to make more money, and even how to pay less taxes!

Be careful who you listen to; you might end up with their results.

Be purposeful in who and what you listen to; you can end up with their results!

If we don’t understand the full ramifications of the financial matrix, our future is in jeopardy.

In my first post on the financial matrix, I went through how it was a system of control, and talked in terms of freedom. But we should understand that even if we don’t care about freedom, it is still important to understand the consequences of this system on our lives, and what we can do about it.

I HIGHLY recommend watching the video at the end of this post, as it explains in great detail what we need to understand.

What I want to focus on now is WHY we need to understand.

Almost 2 years ago I went through the process of becoming a financial security adviser and got my certification. What I learned made me realize the scope of the problem we face.

Let me rephrase that; what I DIDN’T learn made me realize the scope of the problem!

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Only the Disciplined Are Freeshawshank

I think I’ve heard that statement many times over the past couple years, and in many forms. I knew it to be true when I first heard it… but you wouldn’t think I believed it from my actions.

Just look at the previous article I wrote, and you will see I was definitely NOT disciplining myself to continue updating this site!

Seriously though, I wanted to take this time to talk about this concept, because when it comes to being successful, or even just being free in general, this seems to be one of the most important attributes you need; to be disciplined.

I was at Life Leadership’s Masters of Leadership conference in Ottawa this past weekend, and I heard this topic discussed in almost every talk in some form or another. I was in Quebec City a week earlier listening to Claude Hamilton talk about this concept there too, and in greater detail.

It was a sign. It’s time to be more disciplined.

After all, Successful people discipline themselves to do daily what unsuccessful people do only occasionally

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Financial MatrixThe book ‘The Financial Matrix’ is awesome! The Financial Matrix itself is pretty terrifying. When you understand a bit about history and human nature it should come to no surprise that it exists though.

The Matrix from the movie was system of control enslaving the human race without their knowledge. In the same way, the Financial Matrix enslaves people; it hides the enslavement from those trapped in its net like the machine in the movie, but no one is forced into this one. No one is coerced into it. People are brought up into it and enticed into it.

Orrin Woodward does a beautiful job explaining the whole concept in one chapter of his book (and in large part on this blog post he did). I encourage you to take a look at the post, along with all the other followup posts he did on the subject.

Just as Morpheus explains to Neo in the movie, so is it true for us today. (more…)

LaRonde - Flash PassI got involved in a conversation the other day when someone was talking about LaRonde; Montreal’s amusement park. The discussion ended up veering to the price of admission and what the park was doing to earn to earn a greater profit. At this point one of my coworkers started to say that it wasn’t right that you can get special passes to jump a head of the line and not have to wait.

The conversations started down the path of it not being fair, but knowing who he was talking to, he quickly changed it to him not liking this ‘legal’ line jumping to be done around other kids because they wouldn’t understand. He quickly came to realize why it was fair, if not right in this circumstance, but only after seeing what is not normally seen; which is part of what I want to share here.

As is usually the case when it comes to economic issues, the problems start at the same spot; not seeing the whole picture, but only looking at what is happening directly in front of our eyes. In this case, what is seen is one group of people getting preferential treatment that another does not have access too. It is allowing those with more money to be able to cut in line. The question is then asked (negatively) “What gives them the right? Why should they be allowed? They should have to wait like everyone else!”

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McDonald's Behind the ArchesSome people believe that more government is better; that they can do things more efficiently and cheaper due to the principle of economies of scale. Some people would know better than that, but still feel the a central government is best to make decisions for society as a whole, because they know what is best for people, and because they can make sure no one person or small group, is taking advantage of everyone else.

Other people understand how this is not the case.

The same thing goes for private enterprise. There are cases where companies have tried to keep all the decisions at the top, while others kept only the major decisions at the top that couldn’t be handled at the lower levels, and left everything else to be done in the local areas.

In the Freedom series from Life Leadership, you learn how a government can’t understand the needs of the individual, but can only see global statistics. It uses a great example. Imagine someone’s arm is burning and needs to be put in ice, while his other arm is freezing and needs to be warmed up. overall the body temperature is average. If a central planner doctor were to look at the overall statistics, without looking at each arm, he would assume there is no problem and do nothing!

The best decisions will always be made by those who can clearly see the situation, and so should be left to the lowest level possible, right down to the individual when the individual can make the decisions.

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inertiaWe have seen how the previous 4 laws of decline can bring an organization or a country down. The 5th and final law, of Orrin Woodward‘s Five Laws of Decline, plays a different role in my opinion. This law won’t bring about a decline, but it does keep the current decline from the previous laws in place, which includes the momentum of that decline. If only 10% of leaders are good leaders, as per Sturgeon’s Law, this law will make it difficult to make things better. If everyone has ways to get something for nothing as per Bastiat’s Law, this law makes it extremely difficult to stop the beneficiaries from getting their special deals. If people are being rewarded for doing things that wrong, as per Gresham’s Law, this law will make it very difficult to stop the behavior. And if you have a growing bureaucracy and getting fewer things done due to the law of Diminishing Returns, this law will stop you from reversing that trend, if not decreasing the returns at the same momentum.

The Law of Inertia

This law comes from Newton’s first law, which as Orrin Woodward explains in Resolved ‘Every body remains in a state of rest or uniform motion, unless it is acted upon by an external unbalanced force. In layman’s terms, an object at rest tends to stay at rest, and an object in motion tends to stay in motion unless acted upon by another force.’ (more…)

VENEZUELA-ECONOMY

When regulated on the low side, price controls can be devastating; as seen with the lack of toilet paper in Venezuela.

A while back I read an article on Mishs Global Economic Analysis blog about France doing something pretty strange. They wanted to make books more expensive. They didn’t come out and word it that way of course; they said they were trying to protect their culture of reading.

I found this argument to be preposterous, yet at the same time I wasn’t surprised, knowing the type of information people have when it comes to this field. This is why it came as no shock to see a very similar situation here in Quebec, with the government wanting to make books more expensive. There are some benefits to certain individuals, but it’s important to consider the costs as well, and what it means to our freedoms and overall prosperity.

In France, it was about stopping online retailers like amazon from being allowed to offer free shipping in order to protect the local bookstores, while in Quebec it’s about not allowing stores to offer too big a discount on new books.

Its price controls. When price controls are in place, they are never good; whether it’s to make things cheaper for consumers or more expensive to serve suppliers. (more…)

law of diminishing returnsThe 5 laws of decline detailed by Orrin Woodward & Oliver DeMille continues with law #4. Previously we have seen how 90% of everything is crud, leaving a good possibility of bad people being in the wrong positions of leadership. We have also seen how people will always do the least amount of work possible for the most gains, including outright theft if there were no repercussions. The last law we looked at showed that if bad behaviors get rewarded, there will be more of it, and it will drive out the good.

The first 3 laws from ‘Resolved‘ and ‘LeaderShift‘ all tie together in how one law set in motion leads to another and makes it even worse. The 4th and 5th laws are a little bit different, but still connected in their own way

The Law of Diminishing Returns

I believe most of us know what this one represents, as it’s a basic law of economics and business taught to us in high school. For those of you who weren’t taught, or who may have forgotten, let’s review.

The principle is that when you add more of one good, or one action to a process, each addition unit being added produces less of an output than the previous unit did. As the return on each additional unit decreases, there will come a point where more units will not add any more output, and in fact will start reducing the total output. (more…)

GreshamWe have been discussing the 5 laws of decline detailed by Orrin Woodward at the end of his book ‘Resolved‘, and in his and Oliver DeMille’s book ‘Leadershift‘.

In our look at Bastiat’s Law, we saw how people do the least amount of work possible to get what they want, which includes nothing and theft. Add to that Sturgeon’s Law, and we know at most 10% of the people in charge will stand up to that law and do what is right, even if the easier way is available.

That leaves at least 90% of politicians and leaders to fully embrace Bastiat’s Law.

It would not be surprising if you were convinced that the numbers are even worse than that. With the 3rd law of decline, I would be on youre side in that argument since it brings out the worst in a company; and in a country’s leaders as well. It is also always in action when you have Bastiat’s Law showing it’s teeth; in fact it feeds Bastiat’s Law, making Surgeon’s Law even a smaller percentage.

Gresham’s Law

Orrin Woodward takes his 3rd law of decline from Thomas Gresham‘s view on what happens to money. In the book ‘LeaderShift’, he describes it like this:

Thomas Gresham, an English financier, first elaborated Gresham’s Law as it pertains to money. He taught that when a government uses force to support one kind of currency over another, the bad money drives out the good.

But Gresham’s Law applies to more than just money. In short, when a bad behavior is rewarded, more of the bad behavior will be done, and that in turn will drive out the good behaviors.

In the leadership field, this is displayed when bad behavior is rewarded. For example, if someone can sit at their desk all day watching movies and get paid, this will cause others to choose this simpler method of making money (plunder).

Rewarding bad behaviors either converts others to plunder or drives them out of the company as they seek a firm that rewards people based upon productivity, not plunder.

Gresham’s Law: When bad behavior is rewarded, more of the bad behavior will be done, and in turn will drive out the good behavior. (more…)